Lendvia

   Weddings are magical — but they can also be incredibly expensive. From venue bookings and designer outfits to catering and décor, wedding expenses can pile up quickly, sometimes throwing your finances off track. If you’re dreaming of a perfect celebration without draining your savings, a wedding loan might be the smart solution you need. In this guide, we’ll break down what a wedding loan is, how it works, and the key benefits of using one to fund your big day. What is a Wedding Loan? A wedding loan is essentially a personal loan used specifically to cover wedding-related expenses. These unsecured loans are offered by banks, NBFCs, and digital lenders, and don’t require collateral. You can use the funds for anything — from paying vendors and booking venues to funding your honeymoon. Common Wedding Expenses Covered by a Wedding Loan Here’s what you can use your wedding loan for: Venue booking and advance payments Catering and banquet costs Bridal and groom outfits Jeweller...

  Choosing the right personal loan can make a big difference in your financial health. Whether you're consolidating debt, funding a wedding, or covering medical expenses, selecting a loan that fits your specific needs is crucial. In this guide, we’ll walk you through the key factors to consider before  applying for a personal loan  — ensuring you get the lowest interest rates, best repayment terms, and maximum value. 1. Understand Why You Need the Loan Before comparing lenders, clarify your reason for borrowing. Lenders may offer specialised personal loans for travel, education, or home renovation. Knowing your purpose helps you: Choose a lender that aligns with your goals Avoid borrowing more than necessary Improve your chances of loan approval 2. Check Your Credit Score Your credit score plays a major role in determining your loan eligibility, interest rates, and terms. A high score (750+) usually gives you access to lower interest rates and higher loan amounts. 3. Comp...